Nyilvanvaloan, mert ott a debit kartya nem is olyan elterjedt, mint ittm ezert az van a cikkben. De ettol fuggetlenul a pszichologiai hatas ugyan az, nem is az a tulhasznalat forrasa, hogy erzi a hitelezest mogotte, hanem az, hogy nem latja a penzt kifolyni a kezei kozul.Ebben pedig a debit es a credit megegyezik.
"The effect of payment method on willingness to pay doesn't just apply to credit cards. It has been shown that consumers also spend more when they pay with "scrip" (a type of in-store currency) and gift cards as well."
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